Remote payment over the Internet
Use of authentication in the banking sector

Although fraud is now very well contained in Europe as far as local payments are concerned, the Internet already accounts for 50% of bank payment fraud.

Credit card fraud can be defined as a criminal act carried out using unfair means to order goods from a merchant site without ensuring payment. The result is that the merchant loses the merchandise without actually paying for it.

Two types of fraud can be distinguished:

1. The use of stolen payment card numbers to pay online. The usurpation may originate in the physical theft of the card, in the simple theft of the number, or in the generation of a card...