1. Business risks and risk management
1.1 Company resources
Using the "black box" concept, the company can be seen as a system that consumes resources to provide users with products or services (whose intrinsic value is greater than that of the resources consumed). These resources are of four types (figure 1 ):
physical resources: energy, machinery, means of transport, etc. ;
human resources ;
information resources and intellectual services: manufacturing processes, design offices, etc. ;
financial resources: capital, customer payments, etc.
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Business risks and risk management
Insurance basics
Bibliography
Websites
French Federation of Insurance Companies http://www.ffsa.fr
This site provides :
a glossary of insurance terms ;
documents (presentation of the main insurance policies) from CDIA (Centre de documentation et d'information de l'assurance).
Characteristics of the main property and casualty policies
The characteristics of the main property and casualty policies are summarized in tables 2 , 3 ,
Characteristics of the main liability policies
Damage to third parties can be :
bodily: injury to the physical integrity of human beings;
material: damage to property (including animals) belonging to third parties or to those in which he has an interest;
immaterial: i.e. any financial loss. For an insurer, it is important...
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