3. Property damage risks

3.1 Definition of property damage

The concept of property damage insurance requires us to clarify what a property damage insurance policy covers or can guarantee.

• Typology of insurable assets

  The types of goods insured or that may be insured are mainly :

  • buildings and general technical installations (installations generally attached to the building and rendered "immovable by destination");

  • materials (production equipment, IT equipment, utilities such as electrical or heating equipment, etc.) and miscellaneous furniture;

  • inventories (raw materials, work-in-progress, semi-finished and finished products,...