4. Conclusion

The use of Trade Credit Insurance is a cost-cutting measure, as it avoids expenses such as :

• search for information ;

• customer situation analysis ;

• possibly debt collection ;

• credit extension ;

• provisions for bad debts...

By indicating that the claim is insured, the bad-faith debtor is more likely to pay, and partners can be reassured that in the event of non-payment, the company will receive compensation!