4. Status and social protection

As Kessler writes at , social protection is a "response to social risks and contingencies" that can lead to a drop in resources or an increase in expenditure. The term "social protection" (see Note) encompasses a number of different schemes that protect employees:

• HEALTH INSURANCE;

• accidents at work ;

• occupational diseases ;

• PROVISION ;

• validity and death ;

• unemployment and family allowances....