5. Cost of occupational hazards

5.1 Direct cost

• This is the best-known part of the cost of risks; it corresponds to expenditure to repair the damage suffered by employees who are victims of occupational accidents or illnesses. These expenses are covered by the Social Security system, and include healthcare costs (consultation, hospitalization, prescriptions, etc.), daily allowances and annuities paid in the event of permanent disability or death.

Figures published by the Caisse Nationale de l'Assurance Maladie (CNAM) give an idea of costs in 2003 for all the activities...