13. Glossary
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Insurance
Direct action – Action (or right) of an injured party (or victim) against the insurer of the liable party for compensation.
Apétiteur – Insurance company acting on behalf of all insurers under a group contract.
Existing – Old parts of a structure being rehabilitated, repaired and/or transformed.
Reinsurance – Contract between an insurer and others covering the former's share of the risks under a contract.
Recourse – Action by the injured party or victim against the party presumed liable.
Revaluation – Revaluation of a value due to changes in certain variables.
Risk – Uncertain event likely to cause loss and which may be covered by insurance.
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